Well, it's that time again -- to buy car insurance. I hate this time of year. Once upon a time, I worked in my family's business -- part of which was a property and casualty insurance agency. I have definitely sat in my fair share of continuing education meetings that were required by the state of Georgia. Even with that, I still hate shopping for car insurance.
It used to be that you had to get into the phone book and call around for rates. Rates are always different, depending on which company you call. Now, it's much easier to shop for insurance because the internet has put all the information at your finger tips. But it is still frustrating to me!
The whole time I lived in Utah, and part of the time I lived in Ohio -- I had insurance with one of the "Big Companies." I never shopped, I just renewed -- year after year. Then, when I finally needed my insurance company -- they really let me down (another story for another time). So, I decided that I was going to divorce my big company. This has resulted in continued shopping every 6 months or so.
Two years ago, I found a company that I was really excited about. They saved me a lot of money. But, after two years, it seems that they have inflated their price. I haven't had any claims with them -- so it's time to shop again. After days of searching on and off -- I finally found another company that was even cheaper. The great thing is, they write 12 month policies, so I don't have to do this again for another year. The bad news is that I am sure I will be shopping again one day. Things are always changing. I guess that's life.
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I am renewing my car insurance in July with another company. My rates went up, some because of my ticket and some because of raised prices. Good luck!
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